Calculators
Free, no-signup financial calculators — loans, mortgage refinance, debt payoff, compound interest, retirement, and more.
25 free calculators
No signup required. Run the numbers and make informed decisions.
Loan Payment Calculator
Estimate the monthly payment and total interest on any fixed-rate loan.
Mortgage Refinance Calculator
See your potential monthly savings and break-even point on a refinance.
Debt Payoff Calculator
Find out how long it takes to clear a debt and what it costs in interest.
Credit Card Payoff Calculator
Escape the minimum-payment trap and build a payoff plan.
Compound Interest Calculator
Project how savings and investments grow over time.
Retirement Savings Calculator
Estimate your nest egg at retirement based on your savings rate.
Business Loan Calculator
Estimate payments and total cost of a small business loan.
Emergency Fund Calculator
Calculate your safety-net target and how fast you can reach it.
Mortgage Calculator
Estimate your full monthly payment including taxes, insurance, and PMI.
Auto Loan Calculator
Estimate your car payment and total cost, including trade-in and sales tax.
Home Affordability Calculator
Find out how much house you can afford using the 28/36 rule.
Rent vs. Buy Calculator
Compare the true long-term cost of renting versus buying a home.
Debt Consolidation Calculator
See if combining your debts into one loan could lower your rate and payment.
Balance Transfer Calculator
See how much a 0% balance transfer could save versus carrying your current card.
Debt Snowball vs. Avalanche Calculator
Compare both payoff strategies across all your debts and see which saves more.
Debt-to-Income (DTI) Calculator
Calculate the debt-to-income ratio lenders use to approve loans and mortgages.
401(k) Calculator
Project your 401(k) balance at retirement, including the employer match.
FIRE Calculator
Find your financial independence number and how many years to reach it.
ROI Calculator
Calculate total return, net profit, and annualized return on an investment.
CD Calculator
Calculate the maturity value and interest earned on a certificate of deposit.
Net Worth Calculator
Add up your assets and liabilities to find your net worth.
50/30/20 Budget Calculator
Split your take-home pay into needs, wants, and savings.
Savings Goal Calculator
See how long it takes to reach a savings goal, interest included.
Salary-to-Hourly Calculator
Convert an annual salary to hourly, weekly, biweekly, and monthly pay.
Life Insurance Needs Calculator
Estimate the coverage your family needs with the DIME method.