8 free tools · No signup · No ads in the way

Free Financial Calculators

Run the numbers on loans, debt, savings, and retirement in seconds. Every calculator works instantly in your browser — nothing is sent anywhere, and there's no email wall.

Loan Payment Calculator

Estimate the monthly payment and total interest on any fixed-rate loan.

Mortgage Refinance Calculator

See your potential monthly savings and break-even point on a refinance.

Debt Payoff Calculator

Find out how long it takes to clear a debt and what it costs in interest.

Credit Card Payoff Calculator

Escape the minimum-payment trap and build a payoff plan.

Compound Interest Calculator

Project how savings and investments grow over time.

Retirement Savings Calculator

Estimate your nest egg at retirement based on your savings rate.

Business Loan Calculator

Estimate payments and total cost of a small business loan.

Emergency Fund Calculator

Calculate your safety-net target and how fast you can reach it.

Mortgage Calculator

Estimate your full monthly payment including taxes, insurance, and PMI.

Auto Loan Calculator

Estimate your car payment and total cost, including trade-in and sales tax.

Home Affordability Calculator

Find out how much house you can afford using the 28/36 rule.

Rent vs. Buy Calculator

Compare the true long-term cost of renting versus buying a home.

Debt Consolidation Calculator

See if combining your debts into one loan could lower your rate and payment.

Balance Transfer Calculator

See how much a 0% balance transfer could save versus carrying your current card.

Debt Snowball vs. Avalanche Calculator

Compare both payoff strategies across all your debts and see which saves more.

Debt-to-Income (DTI) Calculator

Calculate the debt-to-income ratio lenders use to approve loans and mortgages.

401(k) Calculator

Project your 401(k) balance at retirement, including the employer match.

FIRE Calculator

Find your financial independence number and how many years to reach it.

ROI Calculator

Calculate total return, net profit, and annualized return on an investment.

CD Calculator

Calculate the maturity value and interest earned on a certificate of deposit.

Net Worth Calculator

Add up your assets and liabilities to find your net worth.

50/30/20 Budget Calculator

Split your take-home pay into needs, wants, and savings.

Savings Goal Calculator

See how long it takes to reach a savings goal, interest included.

Salary-to-Hourly Calculator

Convert an annual salary to hourly, weekly, biweekly, and monthly pay.

Life Insurance Needs Calculator

Estimate the coverage your family needs with the DIME method.