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Net Worth Calculator

Add up everything you own and subtract everything you owe to find your net worth — the single clearest snapshot of your financial health. Track it over time to see real progress.

Enter what you own and what you owe. Leave anything that doesn't apply at 0. Nothing is saved — it all stays in your browser.

Assets (what you own)

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Liabilities (what you owe)

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Net worth: $0
Total assets
$0
Total liabilities
$0

How the net worth calculator works

Your net worth is simply total assets minus total liabilities — what you own minus what you owe. Assets include cash, investments, retirement accounts, your home, and vehicles. Liabilities include your mortgage, car loans, student loans, and credit card balances.

Why net worth is the number that matters

Income tells you what you earn; net worth tells you what you've kept. Two people with the same salary can have wildly different net worths depending on how they spend, save, and invest. Watching this one figure rise over time is the clearest measure of financial progress.

How to grow your net worth

New to tracking your money? Start with our Banking guides.

Frequently asked questions

What is a good net worth for my age?
There's no universal target — it depends on income, location, and life stage. A more useful benchmark is your own trend: a net worth that climbs year over year means you're building wealth. Some people use a rough rule like (age × annual pre-tax income) ÷ 10, but treat it loosely.
Should I include my home in my net worth?
Yes — include your home's market value as an asset and the remaining mortgage as a liability. Just remember home equity isn't liquid; you generally can't spend it without selling or borrowing against it.
How often should I calculate my net worth?
Once a quarter is plenty for most people. Checking too often can make normal market swings feel stressful — the long-term direction matters far more than any single month.

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